The advice is given after studies have revealed that as a way of helping to keep riding costs low, bikers are not paying close enough attention to the state of their tyres including making sure they are at the right pressure and tread depth. The serious consequences of not taking the time to carry out routine inspections could mean that many riders may lose control of their bikes when cornering, especially during inclement weather conditions and sudden thunder storms.
Tyre fitters are also noticing this trend which in many cases is seeing tyres which are illegal. Stopped by the authorities for a routine check and riders could find themselves charged, fined and have penalty points added to their licence. The accumulation of these aspects may have serious consequences on the cost of the insurance as those who have driving offences and penalty points will usually see a sharp increase in their insurance costs.
According to the survey Londoners are more likely to neglect their tyres than those who live in the Midlands, which is somewhat surprising as those who live in the capital typically pay more for their insurance in the first place, so riding on illegal tyres will only exasperate the situation further.
Insurers are advising that all riders should also make sure that their existing policy covers for any customisations which have been made after manufacture. Whilst adding extras security devices which are on the insurers approved lists and tracking devices usually mean the insurers will offer discounts, DIY methods of security are rarely recognised or recommended. Other forms of customisation can also mean that the policy may need amending, there are terms, conditions and restrictions included with any insurance policy and therefore add-ons may also increase the cost of the premiums. Failing to notify an insurer of any after manufacture customisations may also render a policy invalid.
Modifications or customisations such as expensive paint jobs or modified wheels, spokes and tyres mean that the repair or replacement value will cost the insurance companies more if you should make a claim, to cover their potential loses premiums are generally set higher or may need to have these modifications added as extras onto the schedule of the policy.
Those who ride classic bikes or specialised bikes should seek advice from insurance companies as to which type of policy would be the most suitable, with insurers who specialise in classic or modified bikes usually agreeing on a value price of the bike.
Making sure your tyres are road worthy and legal is just one aspect of bike maintenance which in the long run could save you more money than opting for a cheap motorcycle insurance policy which does not meet your riding needs. Therefore rather than paying for insurance which is inadequate you may be better of in terms of safety and money, of keeping a regular check on the condition of your bike.
If you're looking for a quote on motorcycle insurance visit Swinton.
Tags: cars, trucks, motorcycle insurance, motorcycles