Mortgage renewals are becoming a hot topic as Canadians weighing their home refinancing and mortgage renewal options continue to wrestle with a wealth of information about the economy, the housing markets in Canada and where interest rates are headed.

With the credit crunch forcing lenders to evaluate their loan books and reassess the types of products they offer it would appear sensible to anticipate the demise of the self-certification mortgage.

Canadians looking at their home mortgage refinancing options should note a sea change in emphasis in the Bank of Canada’s policy focus that is affecting, and will in all likelihood continue to affect, Canadian mortgage markets.

Successful mortgage people know their numbers. Just for your information...I'm not talking about the normal mortgage numbers that we use every day. You know...mortgages rates, closing costs, yield spread premium (YSP), and all of that kind of stuff. This article explains all...

It would be hard to find anyone in the Western world who has not head of the credit crunch by now. So much has been written and spoken about one of the biggest financial disasters in history that it seems almost as though society has become engulfed in it.

With house prices in decline now for a third consecutive month (as at 1st February 2008) and with some economists predicting further decline in the coming months one must ask the question whether home ownership is likely to be a good investment.

People who are discharged bankrupts are usually required to apply for an adverse credit mortgage when searching for a home loan to fund the purchase of their property. It is highly unlikely that an applicant with such a poor credit record will ever be able to apply for a standard product again.

A look at how a mortgage broker can secure you a good deal and offer advice when looking for investment properties.

Being approved for a mortgage can be hard in a difficult economic climate. The last thing you need is an unhelpful mortgage broker. Mortgage brokers are supposed to make the process smooth and ease your worries and fears.

If you are in the market for the best mortgage deals, check out the many advantages to using a mortgage broker to help you shop around.