Lenders calculate mortgage interest rates on three major factors - down payment, credit history and the current economic market. Sometimes your rate is negotiable, and other times you may just have to settle for a higher interest rate.

This article looks at the recent rise in mortgage rates.

This article looks at the recent drop in the 5 Year arm. It also looks at other news in the mortgage industry.

I always have people asking me which option is better, a fixed rate or an adjustable rate for their reverse mortgage. Both have benefits and both have drawbacks. And what about now while the margins keep moving and since lenders just announced another round of margin increases....

This article analyzes at the recent changes with mortgage interest rates.

The US economic recession started in December 2007 and plunge the economy to an all time low. With George Bush out and with President Barack Obama in charge, the Congress and Senate wasted no time and immediately approved the massive $787 billion stimulus package which was designed to jump start the economy’s recovery.

Navigating the perks and pitfalls of buying a home in these financially uncertain times can take a little finesse.

Mortgage interest rates have been rising over the last month. This article examines the current trends with mortgage interest rates.

Consolidate debt loans is the answer? Borrowers are in a quandary as to what to do next in search of a better deal to survive the subprime mortgage crisis.

In an increasingly competitive mortgage market you start to see the Banks push mortgage products that will give them an edge over their competition. They will offer any incentive they can to get you committed to a mortgage for as long a term as possible and this makes you wonder who is getting the best end of the deal.