Understand how the powerful rule of 72s can help you understand what your rate of return must be to double your money in a given period of time or what rate of return you must achieve to double your money in a given period of time.

Employer provided pension plans, Social Security, and (always much too expensive) fixed annuity contracts, are retirement income providers. They are monthly income machines that you have paid dearly for but which may not be adequate to cover your retirement expenses--- most of us will need more income than our guaranteed benefits will provide.