A sub-prime home loan is designed to service those individuals and families who have credit problems

Secured homeowner loans are loans that are secured against the home of the borrower, and therefore are only available to homeowners. You will find a number of lenders that offer secured homeowner loans, and it is important to compare different loans because interest rates, repayments periods, and terms can vary from one lender to another.

Of the many options that you have, all of them are going to lessen in value and usefulness the longer you wait before contacting your lender

Those living in Birmingham could be set to be in a more capable position to manage unsecured loans and other financial matters in later life, it has emerged. The news comes as a number of bankruptcy officials have visited 20 secondary schools across the West Midlands city educating young people on how to handle their money.

More homeowners are remortgaging in an attempt to clear their debts, an industry expert has suggested.

The two most well-known types of loan are an unsecured loan and a secured loan. These are two very different ways of obtaining credit, the big difference between the two is the rate of interest you will be charged. Unsecured loans typically have a higher rate of interest than secured loans.

Interest rates need to go up next week, a leading economic expert has warned.

While overall borrowing in the UK may be on the up, people are succeeding in better managing their loans and other finances, one commentator has suggested.

If you are not sure what depreciation is, it is the difference between what you pay for the vehicle and what you can sell it for later on

Boat-owners may be advised to ensure a lack of insurance does not leave their finances sunk, following the results of a new study.