Britons' financial optimism is faltering, it has been revealed.

Homeowners are coming under increased financial pressure, new figures indicate.

Many consumers know that they have a credit score but they may not know what the score is

Refurbishing a basement can be an effective way for homeowners to increase the amount of space they have in their homes, an industry expert has reported. According to Alan Tovey, director of the Basement Information Centre, getting such renovation work done can not only contribute an extra room to people's property but also boost the value of their home.

A rising number of elderly people in Wales are looking for advice on managing their debts, new studies indicate.

Home loan refinance is much more convenient to find on the internet, from the comfort of your own home. Advantages include no wandering along the high street, no wasting time waiting to see people and no feeling guilty about contacting competitors.

Consumers need to adopt a more hands-on approach to managing their money, it has been suggested. According to research conducted by Callcredit, millions of Britons have developed serious difficulties in making repayments on their borrowing, whether this is through personal loans, overdrafts or credit and store cards.

People on low incomes who have trouble borrowing money from more official sources are the target for ‘doorstep lending’. They can borrow small amounts of cash, even just 100 pounds, for a short time and repay it week by week to an agent who visits them at home to collect the repayments.

Consumers view improving drainage systems throughout the UK as the first priority in an effort to reduce the risk of flooding around the country, according to new research.

Access to loans and other forms of borrowing can be a good thing, an industry expert has claimed.