Spend some time investigating where you spend your money and you, too, might be surprised at how much you save each week and each month

It has always been a problem for people to get finance when they have either a low credit rating or a damaged credit history and with the financial market in the state it is currently in things have only become more difficult with lenders making the criteria for taking out loan more strict meaning fewer people are eligible for loans.

The country's financial optimism has fallen dramatically, new figures show.

For many consumers it can be very difficult to find loans they can afford and there can be many factors that can affect the cost of a loan for an individual like bad credit or other similar issues

Unsecured loans, which include things like credit cards, student loans, or bank notes, differ from secured loans because they are not backed by collateral

An increasing number of homeowners are looking to renovate their homes, an industry expert claims.

Millions of us take holidays every year. This article looks at the debt people are getting themselves into just to make the holiday possible. Perhaps it is time to think of the consequences before you hit that book it now button.

Many people in the UK are finding it more and more difficult struggle against rising prices and bills that just keep going up. Some people struggle to make the normal, monthly bills for basic things like electricity and gas and food.

When you want to make improvements to your home and do not have the available cash on hand, many lenders will allow you to borrow varying amounts of money for this purpose

As the end of the year approaches more people are set to turn towards lending as a means of supplementing their spending, new research shows. Following analysis of figures from the Bank of England, Callcredit states that consumer borrowing, whether this is through home loans or other means, is due to rise in the remaining weeks of 2007.